College Connection VISA®
Because it’s never too early to establish good credit.
A College Connection VISA® is part of Achieva’s College Connection package targeted to students age 17 to 23. With no annual fee and a low rate, it’s a great way to teach students how to manage their money and build credit at the same time. You’ll give it an A+!
What you should know about our College Connection Package:
- Free College Connection VISA credit card* with
Verified by VISA online purchase protection - No monthly or per-check fees on College Connection Checking
- No minimum checking balance
- Unlimited check writing
- First 50 checks free
- No annual fee Debit MasterCard® to use at ATMs and for purchases
- Free account access 24/7 online
- Free account access by phone with MoneyLine
- Free Online Bill Pay
Students must be enrolled in, or have a letter of acceptance to an institution of higher education (post high school) to qualify.
Transfers to your checking account are treated as cash advances and cash advance fee applies. Fee also applys when transferring funds from your credit card to cover an overdraft or if you request a replacement card. See our Schedule of Fees brochure.
*Certain restrictions may apply. Individuals under 21 years of age are only eligible for a credit card if they have sufficient earned income to support the debt, or have a qualified co-borrower.
Annual Percentage Rate
|
As low as 13.90%APR¹
|
| Grace Period² |
25 days |
| Annual Fee |
None |
| Minimum Finance Charge |
None |
| Over Limit Fee³ |
None |
| Cash Advance Rate |
Same Rate as Purchases
|
| Late Fee |
$35 |
Method of Computing Balance
|
Adjusted Average Daily Balance
|
| Cash Advance & Balance Transfer Fee |
3% of advance or transfer to a $100 mo. max. |
¹ APR is annual percentage rate. APRs shown are available qualifying rates based on your credit qualification. APRs are correct at time of printing and subject to change. For most recent information, call us at (727) 431-7680 or see our online rates page.
² There is no Grace Period for Balance Transfers and Cash Advances. To avoid Finance Charges on new purchases and take advantage of the “Grace Period”, you must have paid your balance in full on the prior month billing statement by the “Payment Due Date” and pay the balance in full by the “Payment Due Date” on the current statement showing your new purchases.
³ An account over its limit must be reduced to its limit or below within the billing cycle in which it first exceeds the account limit to avoid a breach of the Account Agreement.
Click here to view the VISA Credit Card Agreement brochure.
